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Welcome to HT&A, LLC!! 📞706.662.8881
Financial Preparation for Franchise Ownership and Business Financing
Purchasing or launching a franchise often involves significant financial commitments, lender review, and detailed documentation requirements. Our Franchise & SBA Loan Readiness Consulting services are designed to help prospective franchise owners and business buyers better understand financing expectations and prepare for SBA or traditional bank financing discussions with greater organization and confidence.
Who This Service Is Designed For
This service may be appropriate for:
Prospective franchise owners
First-time business buyers
Existing business owners pursuing expansion
Clients seeking SBA or traditional bank financing
Franchise candidates preparing lender documentation
Buyers evaluating startup costs, cash flow, or financing readiness
How We Support Franchise & Financing Preparation
Services may include:
Financial readiness and affordability evaluations
Startup cost and funding requirement analysis
Review of personal and business financial information for lender consistency
Completion of SBA-required financial documentation using client-provided information
Cash flow and debt service coverage analysis
Financial projections and assumption development
Review of Franchise Disclosure Documents from a financial perspective
Financial impact review of proposed leases or letters of intent
Organization of lender-ready financial packages
Core Documentation Package
Starting at $2,500
Designed for prospective franchise owners who need assistance preparing lender-requested financial documentation and evaluating initial financing readiness.
Includes
Completion of SBA Form 413 using client-provided information
Startup cost breakdown preparation using lender-approved templates, if applicable
Organization of required financial documents for lender submission
Review of financial information for internal consistency and completeness
Client Requirements
Clients must provide copies of their three most recent years of personal tax returns and other lender-requested financial information.
Comprehensive Advisory Package
Starting at $5,000
Designed for clients actively pursuing SBA or traditional bank financing who require deeper financial analysis, projections, and lender-ready financial preparation.
Includes
Everything included in the Core Documentation Package
Three-year financial projections
Financial assumption development
Review of business plan financial sections for lender alignment
Financial impact review of lease agreements or letters of intent
Assembly of a lender-ready financial package
Important Information
These services are advisory in nature and focus on financial preparation, analysis, and organization. HT&A does not provide loan origination services, represent lenders, broker financing arrangements, or guarantee financing approval.
Final loan approval, underwriting requirements, and financing terms are determined by the lender.
When Should You Begin?
The best time to begin financial preparation is before submitting lender documentation or signing major commitments. Early review can help identify missing information, funding gaps, documentation concerns, or financial assumptions that may need additional support before financing discussions move forward.
Preparing for Franchise Ownership or Business Financing?
We welcome the opportunity to discuss your goals and help you better understand the financial considerations associated with franchise ownership and financing preparation.
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